Not Yet Ready for Private Investment ?

 A range of solutions tailored to clients’ goals, from totally unsecured through to belt and braces borrowing. 

• Options with no personal guarantees (PGs), PG-backed, debenture, full legal, or softer equitable charges 

• Unsecured terms, 3 months to 7 years; longer with security • Raise capital for new opportunities, or cashflow needs
• Refinance to reduce rates, repayments, or de-risk PGs
• Interest-only and cashflow-sensitive solutions available 

A market-leading panel of asset finance lenders for new or existing equipment. 

• Finance for a wide range of business assets
• Bespoke structures: VAT-only deposits, interest-only options, and staged payments 

considered
• Refinance of existing assets to release equity or reduce payments 

Support for cashflow, trade, or sales cycle gaps.

• Overdraft-style facilities

• Invoice finance

• Merchant cash advance (based on card sales – retail and hospitality) • Trade and supply chain finance

 From short-term bridging to long-term investment – all bases covered. 

• Commercial and semi-commercial mortgages • Owner-occupier or investment property
• Op-Co / Prop-Co structures available
• Mixed-use, retail, industrial, and more 

 Funding for property investors, landlords, and portfolio owners. 

• Buy-to-let, HMO, and MUFB funding
• Large portfolio acquisitions and refinances
• Experienced and first-time landlords supported 

Fast, flexible solutions where timing is key. 

• Bridging loans for rapid cash, including auction purchases, other investments, and working capital 

• Higher LTVs available, subject to suitable security
• Terms typically 3–18 months, but 36+ months in some cases 

Structured funding for residential or commercial projects. 

• From light refurb to full ground-up schemes
• Options for low deposit / high-LTV, and even 100% funding for buy and build (via profit-share 

structure)
• Lifecycle lending: acquisition finance via bridging, a development loan for the build, and then a 

cash-out of the completed project via developer exit loan or remortgage — helping fund the next project